The Credit Policy defines the principles and procedures governing lending activities at VEC Equities to ensure responsible, sustainable, and compliant credit operations.
Credit facilities are offered to eligible businesses and approved clients who meet minimum requirements, including valid identification, business documentation, and demonstrated repayment capacity.
All credit applications are subject to due diligence, including verification of client information, affordability analysis, and risk evaluation.
Interest rates, fees, and repayment terms are determined based on risk assessment and are disclosed clearly to the client before disbursement.
Loans are approved through authorized internal processes. Funds are disbursed only after all contractual obligations are fulfilled.
Active loans are monitored to ensure timely repayment and early identification of potential default risks.